Welcome to People First Finance, where we’re dedicated to helping individuals and families realise their property dreams. As trusted mortgage brokers, we specialise in simplifying the home loan process, providing tailored financial solutions, and guiding our clients every step of the way.
Who We Are
People First Finance is a family-based Mortgage Brokering business that was founded on a passion for helping Australians achieve their financial goals through residential property and investment. We believe in providing quality advice based on your needs and objectives, as we understand everyone’s situation is different and requires unique solutions.
At People First Finance, you can be assured that your interests will be prioritized above everything else. We take the time to understand not only your current financial needs and objectives but also your medium to long term financial goals. Doing so ensures we get the foundation right the first time so you can eliminate any future roadblocks to achieving your financial goals.
At People First Finance, we are passionate about connecting people with the right loan products to meet their unique needs. Whether you’re buying your first home, investing in property, or refinancing, we pride ourselves on delivering expert advice and exceptional service.
With years of experience in the mortgage industry and a deep understanding of the Australian property market, we have built a reputation for integrity, professionalism, and results.
Our Mission
Our mission is simple: to empower our clients with the knowledge and resources they need to make informed financial decisions. We are committed to removing the stress and complexity of the loan process, ensuring you confidently achieve your property goals.
Why Choose Us?
Personalized Service: We take the time to understand your financial situation and aspirations, tailoring solutions to meet your needs.
Wide Lender Network: With access to a diverse panel of banks and lenders, we can secure competitive rates and terms for our clients.
Expert Guidance: From pre-approval to settlement, our team is with you every step of the way, ensuring a seamless experience.
Transparency: We value open and honest communication, providing clear explanations and updates throughout the process.
Specialized Expertise: Whether you’re an expat, temporary resident, or a local buyer, we have the expertise to navigate even the most complex scenarios.
What We Offer
Home Loans: Helping you find the best mortgage for your dream home.
Investment Loans: Supporting your journey to build a property portfolio.
Refinancing: Assisting with better rates and terms to save you money.
Specialty Loans: Including expat and temporary residence loans for unique circumstances.
Our Promise
At People First Finance, we understand that every client is different, and no two property journeys are alike. That’s why we go above and beyond to provide solutions that align with your goals and make the process as straightforward as possible.
Let’s Work Together
Your property journey begins here. Contact us today to discover how we can help you achieve your homeownership or investment goals. We look forward to partnering with you on this exciting path.
JP
Jenisha Patel
Hardik at People First Finance has provided great mortgage service. He has been super supportive and great at communication while working through the application process. Highly recommend them if you are looking at mortgage services.
tp
tarang patel
I recently used Their Services to help me with my loan application, and I’m very happy with the support I received. From the first consultation to the final submission, the team was professional, knowledgeable, and patient. They explained all the requirements clearly, helped me prepare the documents correctly, and kept me updated throughout the whole process. They made what can often be a stressful and confusing experience much easier. The staff were friendly and always available to answer my questions. Thanks to their guidance, my loan application went smoothly and was approved faster than I expected. Highly recommended if you’re looking for reliable help with loan applications! ????
RK
Reena Kathiriya
We had been waiting for almost 1.5 years to buy a house, and unfortunately the previous two brokers were unable to guide us properly. Everything changed when we met Hardik. Hardik is very intelligent and has excellent knowledge of the entire home loan process. He clearly understands how to save interest and knows exactly which bank loan process is best for each situation. Being a health professional, he guided us confidently through Westpac Bank, while also comparing different banks to secure the lowest possible interest rate. What truly stood out was his dedication and confidence. Even though we had already finalised the house before loan approval, he reassured us not to worry and was confident we would get the loan — and he was right. He even worked during his Christmas holidays to make sure everything progressed smoothly. Our loan was approved within just 2 weeks. No matter how many questions I asked, Hardik always answered patiently and kindly. Thanks to Hardik’s hard work, intelligence, and professionalism, we have finally bought our dream home. We are extremely grateful and highly recommend him to anyone looking for a reliable and knowledgeable home loan broker.




























Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.