Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 66 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 66 Reviews
Refinancing can be a valuable strategy for many homeowners and property investors. At People First Finance, we specialise in helping clients in Prospect, South Australia, and across the nation. Our goal is to provide you with access to better loan options from banks and lenders across Australia. Whether you are looking to reduce loan repayments, change your loan term, or simply access a lower interest rate, we are here to guide you through the process with ease and expertise.
When considering refinancing, one of the main benefits is accessing a lower interest rate. This can lead to reduced monthly repayments and significant savings over the life of your loan. At People First Finance, we work to ensure you have access to banks and lenders nationwide, allowing you to find the most competitive refinance interest rates available. Our team will assess your financial situation, taking into account your credit history and bank statements, to help determine the best fit for you. If your fixed rate period is ending, now might be the perfect time to explore variable or new fixed interest rate options that could better suit your needs.
Another advantage of refinancing is the opportunity to release equity in your property. This can be particularly useful if you are planning to buy your next property or need funds for renovations or other investments. By refinancing, you can release equity to buy the next property, potentially increasing your investment portfolio and financial security. We can assist you in checking eligibility for special lender policies that may enhance your borrowing capacity or provide more flexible terms.
Refinancing also allows you to consolidate debts into one manageable payment, making it easier to keep track of your finances. By consolidating high-interest debts such as credit cards or personal loans into your mortgage, you can reduce loan repayments and simplify your financial commitments. Our streamlined application process makes it straightforward to adjust your loan amount and consolidate debts efficiently.
At People First Finance, we understand that each client's needs are unique. That is why we offer personalised advice tailored to your individual circumstances. Our team will guide you through the application process, ensuring it is as straightforward as possible. We will work closely with you to understand your goals and help you achieve them by offering access to banks and lenders across Australia.
Refinancing can be a powerful tool to improve your financial situation, whether through accessing a lower interest rate, releasing equity, or consolidating debts. At People First Finance, we are committed to helping you find better loan options that align with your long-term goals. Contact us today to learn more about how we can assist in achieving greater financial freedom and security through refinancing.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Loan Approval
We'll find the best loan on the market for you based on your situation and present you back some options.
Sit back and relax!
We'll prepare and submit your application on your behalf and let you know when it's all complete.
Book AppointmentJP
Jenisha Patel
Hardik at People First Finance has provided great mortgage service. He has been super supportive and great at communication while working through the application process. Highly recommend them if you are looking at mortgage services.
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tarang patel
I recently used Their Services to help me with my loan application, and I’m very happy with the support I received. From the first consultation to the final submission, the team was professional, knowledgeable, and patient. They explained all the requirements clearly, helped me prepare the documents correctly, and kept me updated throughout the whole process. They made what can often be a stressful and confusing experience much easier. The staff were friendly and always available to answer my questions. Thanks to their guidance, my loan application went smoothly and was approved faster than I expected. Highly recommended if you’re looking for reliable help with loan applications! ????
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Reena Kathiriya
We had been waiting for almost 1.5 years to buy a house, and unfortunately the previous two brokers were unable to guide us properly. Everything changed when we met Hardik. Hardik is very intelligent and has excellent knowledge of the entire home loan process. He clearly understands how to save interest and knows exactly which bank loan process is best for each situation. Being a health professional, he guided us confidently through Westpac Bank, while also comparing different banks to secure the lowest possible interest rate. What truly stood out was his dedication and confidence. Even though we had already finalised the house before loan approval, he reassured us not to worry and was confident we would get the loan — and he was right. He even worked during his Christmas holidays to make sure everything progressed smoothly. Our loan was approved within just 2 weeks. No matter how many questions I asked, Hardik always answered patiently and kindly. Thanks to Hardik’s hard work, intelligence, and professionalism, we have finally bought our dream home. We are extremely grateful and highly recommend him to anyone looking for a reliable and knowledgeable home loan broker.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
People First Finance ABN: 68 625 557 039, People First Services Pty Ltd ABN: 68 625 557 039. Credit Representative #510041 is authorised under Australian Credit License #481374.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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