Refinancing

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing can be a valuable strategy for many homeowners and property investors. At People First Finance, we specialise in helping clients in Prospect, South Australia, and across the nation. Our goal is to provide you with access to better loan options from banks and lenders across Australia. Whether you are looking to reduce loan repayments, change your loan term, or simply access a lower interest rate, we are here to guide you through the process with ease and expertise.

When considering refinancing, one of the main benefits is accessing a lower interest rate. This can lead to reduced monthly repayments and significant savings over the life of your loan. At People First Finance, we work to ensure you have access to banks and lenders nationwide, allowing you to find the most competitive refinance interest rates available. Our team will assess your financial situation, taking into account your credit history and bank statements, to help determine the best fit for you. If your fixed rate period is ending, now might be the perfect time to explore variable or new fixed interest rate options that could better suit your needs.

Another advantage of refinancing is the opportunity to release equity in your property. This can be particularly useful if you are planning to buy your next property or need funds for renovations or other investments. By refinancing, you can release equity to buy the next property, potentially increasing your investment portfolio and financial security. We can assist you in checking eligibility for special lender policies that may enhance your borrowing capacity or provide more flexible terms.

Refinancing also allows you to consolidate debts into one manageable payment, making it easier to keep track of your finances. By consolidating high-interest debts such as credit cards or personal loans into your mortgage, you can reduce loan repayments and simplify your financial commitments. Our streamlined application process makes it straightforward to adjust your loan amount and consolidate debts efficiently.

At People First Finance, we understand that each client's needs are unique. That is why we offer personalised advice tailored to your individual circumstances. Our team will guide you through the application process, ensuring it is as straightforward as possible. We will work closely with you to understand your goals and help you achieve them by offering access to banks and lenders across Australia.

Refinancing can be a powerful tool to improve your financial situation, whether through accessing a lower interest rate, releasing equity, or consolidating debts. At People First Finance, we are committed to helping you find better loan options that align with your long-term goals. Contact us today to learn more about how we can assist in achieving greater financial freedom and security through refinancing.